FIRST NATIONAL BANK OF THOMAS
This Institution collects the
following categories of non-public personal information about our
consumer customers: information received from you on applications
and other forms, information about transactions (such as information
about a deposit, loan or credit card account), and consumer reports.
Confidentiality and Security of Non-public Personal Information
This Institution maintains the
following policies and practices designed to protect the confidentiality
and security of consumers' non-public personal information:
Ensuring your financial privacy is of vital importance to us. We
limit employee access to confidential customer financial information to
those employees with a business reason for knowing such information.
Our employees are trained to understand the importance of customer
financial privacy and to properly handle confidential information.
It is our policy that customer information is not to be provided to
anyone over the telephone unless the prescribed proper identification
has been procured from the person requesting information. Proper
Identification may include the person's account number, name, check
number, social security number, date and amount of last deposit.
Management reserves the right to increase the amount of proper
identification for security reasons. This Institution endeavors to
maintain the most accurate and up-to-date customer records possible.
If you find that your account information is not correct, current, or
complete, please call, or write to us at the telephone number or address
on your account statement and appropriate corrections will be made as
soon as possible. If you feel we have not met our obligations in
the protection or use of your personal information, you may submit a
complaint to us. Any complaint will be handled in compliance with
the Institution's Consumer Complaints Policy. Breaches of customer
privacy are considered serious employee misconduct and may result in
termination of the employee.
Disclosures to Affiliates or Nonaffiliated Third Parties
This Institution does not disclose, and does not intend to disclose, non-public personal information about our customers or former customers to affiliates or nonaffiliated third parties, except as permitted or required by law.
Those exceptions relate to
disclosures which are made (1) in connection with the administration,
processing, servicing, and sale of a consumer's account, (2) with the
consent or at the direction of the consumer, (3) to protect the
confidentiality or security of the institution's records, (4) to protect
against or prevent actual or potential fraud, unauthorized transactions,
claims or other liability, or (5) made to law enforcement agencies to
the extent specifically permitted or required under other provisions of
law and in accordance with the Right to Financial Privacy Act of 1978.
YOUR SECRETS ARE SAFE WITH US!!
Copyright © 1998-2004